Terms of Service
Last Updated: January 2026
1. Service Description
Welcome to agkonstantin, operated by agkonstantin. These Terms of Service govern your access to and use of our website and services, including any content, functionality, and services offered on or through agkonstantin (collectively referred to as the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.
agkonstantin provides insurance advisory services tailored to meet the needs of our clients in Ireland. Our Services include consultations, policy recommendations, and ongoing support to ensure that our clients make informed decisions regarding their insurance needs. We strive to provide accurate and timely information; however, we do not guarantee the completeness or accuracy of any information provided through our Services.
These Terms apply to all users of our Services, including but not limited to clients, visitors, and contributors of content. We reserve the right to modify or update these Terms at any time, and your continued use of the Services after any such changes constitutes your acceptance of the new Terms.
2. User Accounts
To access certain features of our Services, you may be required to create an account. When creating an account, you agree to provide accurate, current, and complete information about yourself as prompted by the registration form. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree to notify agkonstantin immediately of any unauthorized use of your account or any other breach of security. agkonstantin will not be liable for any loss or damage arising from your failure to comply with this obligation. We reserve the right to suspend or terminate your account at our sole discretion if we suspect any violation of these Terms or any applicable laws.
By creating an account, you consent to receive communications from us electronically. We will communicate with you by email or by posting notices on our Services. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically will satisfy any legal requirement that such communications be in writing.
3. Acceptable Use Policy
You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to use the Services:
- In any way that violates any applicable local, national, or international law or regulation.
- For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise.
- To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
- To impersonate or attempt to impersonate agkonstantin, a agkonstantin employee, another user, or any other person or entity.
Additionally, you agree not to engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which, as determined by us, may harm agkonstantin or users of the Services or expose them to liability.
4. Prohibited Activities
In addition to the Acceptable Use Policy, you are prohibited from:
- Using the Services in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Services, including their ability to engage in real-time activities through the Services.
- Using any robot, spider, or other automatic devices, process, or means to access the Services for any purpose, including monitoring or copying any of the material on the Services.
- Using any manual process to monitor or copy any of the material on the Services or for any other unauthorized purpose without our prior written consent.
- Introducing any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
Any violation of this section may result in the immediate termination of your access to the Services without notice, and we reserve the right to report any such violation to law enforcement authorities.
5. Content Ownership
All content, features, and functionality on the Services, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, and software, are the exclusive property of agkonstantin or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services without our prior written consent.
We grant you a limited, non-exclusive, non-transferable license to access and use the Services for your personal, non-commercial use. This license does not include any resale or commercial use of the Services or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of the Services or its contents; or any use of data mining, robots, or similar data gathering and extraction tools.
All rights not expressly granted herein are reserved by agkonstantin. Any unauthorized use of the Services may violate copyright, trademark, and other laws.
6. User-Generated Content
Our Services may allow you to submit, post, or transmit content, including but not limited to comments, feedback, or other materials (collectively, "User-Generated Content"). By providing User-Generated Content, you grant agkonstantin a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
You represent and warrant that you own or control all rights to the User-Generated Content and that the User-Generated Content does not violate these Terms or any applicable laws. agkonstantin is not responsible for any User-Generated Content and does not endorse any opinions expressed in User-Generated Content. We reserve the right to remove or edit any User-Generated Content at our sole discretion.
By submitting User-Generated Content, you acknowledge that you have read and understood these Terms and that you are solely responsible for the User-Generated Content you provide.
7. Payment Terms
Some of our Services may require payment of fees. By using such Services, you agree to pay all applicable fees as outlined at the time of purchase. All fees are non-refundable unless otherwise stated. We reserve the right to change our fees at any time, but any changes will not affect fees already paid.
You agree to provide accurate and complete billing information when you make a purchase. You represent and warrant that you are authorized to use the payment method you provide and that you will promptly update your account information with any changes to your payment information.
If your payment is not received or if your payment method is declined, we reserve the right to suspend or terminate your access to the Services until payment is received in full.
8. Service Modifications
agkonstantin reserves the right to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that agkonstantin will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services.
We may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability. We will make reasonable efforts to notify you of any significant changes to the Services, but you are responsible for regularly reviewing these Terms for any updates.
Continued use of the Services following any changes constitutes your acceptance of the new Terms. If you do not agree to the changes, you must stop using the Services immediately.
9. Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall agkonstantin, its affiliates, licensors, or service providers, or their respective officers, directors, employees, agents, contractors, successors, or assigns be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your access to or use of, or inability to access or use, the Services, any content on the Services, or any services or items obtained through the Services, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the Services. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.
Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitation may not apply to you.
10. Termination
We may terminate or suspend your access to all or part of the Services, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach these Terms. Upon termination, your right to use the Services will immediately cease.
All provisions of these Terms which by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
If you wish to terminate your account, you may simply discontinue using the Services or contact us at [email protected]. Upon termination, you will lose access to your account and any associated content.
11. Contact Information
If you have any questions about these Terms, please contact us:
- Company: agkonstantin
- Email: [email protected]
- Phone: +3530839369281
- Address: One Dublin Airport, Dublin Airport, Floor 3, Office 12, Dublin, D04 E1A0, Ireland.
Thank you for using agkonstantin. We appreciate your trust in us and look forward to serving your insurance advisory needs.